Introduction
As a customer of Peter Vardy Ltd we may in certain circumstances collect and process your personal data in the course of our business with you. Under the General Data Protection Regulation EU 2016 / 679 (GDPR) you are entitled to be informed of what data we will hold and how we intend to use that data. This Privacy Statement informs you of what data we collect, why we collect it and the lawful conditions we consider appropriate for the processing of your personal data.
What data do we collect?
‘personal data’ means any information relating to an identified or identifiable natural person, most common data being name, address, email, telephone number or IP address.
We may collect, store and process the following types of personal data relating to you through our website, online enquiry forms, or by telephone or email.
Why we need this information
Personal data we collect from you will be used for the purposes it was provided, including the following:
Should you wish to be removed from our marketing database or advise us of an amendment to your marketing preferences you can do so by clicking here and completing the online form.
Credit Reference Agencies
In order to process your application, we will supply your personal information to credit reference agencies (CRAs) and they will give us information about you, such as about your financial history. We do this to assess creditworthiness and product suitability, check your identity, manage your account, trace and recover debts and prevent criminal activity.
We will also continue to exchange information about you with CRAs on an ongoing basis, including about your settled accounts and any debts not fully repaid on time. CRAs will share your information with other organisations. Your data will also be linked to the data of your spouse, any joint applicants or other financial associates.
The identities of the CRAs, and the ways in which they use and share personal information, are explained in more detail at,
Call Credit: www.callcredit.co.uk/crain
Equifax: www.equifax.co.uk/crain
Experian: www.experian.co.uk/crain
Sharing Personal Data
There may be instances where we share your personal data with 3rd party organisations where it would be reasonable to do so, these include
However, we would not share your personal data with other organisations for marketing purposes unless we have your express written consent to do so.
A list of our Finance Partners and Insurance Partners can be found here
There may be circumstances when we are legally obliged to share your personal data e.g.
Security of personal data
We will take all reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information. The Peter Vardy Ltd website uses a security system that protects your information from unauthorised use.
Your rights
As a result of Peter Vardy Ltd processing your personal data you have a number of individual rights:
Cookies
The Peter Vardy Ltd website uses "cookies" to help improve your online experience.
A cookie is a text file that is placed on your hard disk by our web page server. Cookies cannot be used to run programs or deliver viruses to your computer and are safe.
Cookies are uniquely assigned to you, and can only be read by a web server in the Peter Vardy domain that issued the cookie to you.
None of the cookies on our web site collect or store personal data, we only store standard internet log data for our internal reporting purposes. We do this to find out things such as the number of visitors to the various parts of the Pete Vardy websites. We collect this information in a way which does not identify anyone, keeping your privacy as well as allowing us to improve the web site wherever possible.
The Peter Vardy websites does collect some personal / identifiable information as part of the application process but this is always done through asking you the user to enter details. We will never capture personal information without making you aware first.
You still have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Peter Vardy services or web site.
Registration
We are registered as a data controller with the Information Commissioners Office and our Registration Number is as follows
Peter Vardy Ltd XXXXXXXX
Data Protection Officer
Our Data Protection Officer is the Head of Compliance. Should you have any concerns or questions about how we process and store your personal data please direct them to data.protection@petervardy.com
If you are dissatisfied with any aspect of our handling of your personal data, you can complain to the Information Commissioner’s Office via the following:
Wycliffe House
Water Lane
Wilmslow
Cheshire
SK9 5AF
Telephone 0303 123 1113
www.ico.org.uk